⚠️ AS OF JULY 1ST ATO INTEREST IS NO LONGER TAX DEDUCTIBLE ⚠️
See How Aussie Business Owners Are Refinancing ATO Debt, Saving Thousands & Freeing Up Cash Flow - Without Bank Rejection, or Admin Stress
Book Your Free 15-Minute ‘ATO Debt Escape Plan’ Today and Finally Understand What Options Are Actually Available to You
Completely free to explore. No strings attached.
Recent Client Wins Helping Aussie Business Owners Just Like You
From $120K ATO Nightmare to Financial Breathing Room
A Sydney builder racked up $120,000 in ATO debt after project delays and inconsistent cash flow. With outdated tax returns and poor credit, banks said no. We refinanced using equity in his home, clearing the debt, unlocking working capital, and giving him much needed breathing room.
Refinanced $64K ATO Debt and Avoided Legal Action
After a tough year, a truckie from Victoria faced $64K in tax debt. The ATO was circling, and he feared losing everything… including his trucks. We reviewed his asset position and refinanced his existing truck loans, rolling the ATO debt into a lower cost structure, protecting his assets and keeping his business alive.
$37K Tax Burden Refinanced into One Simple Payment
During COVID, a small family-run retail store in Sydney fell behind on tax and owed $37,202. Cash flow was tight and repayments unmanageable. We arranged a business loan refinance through a specialist lender that paid out the debt and replaced it with one clear, predictable repayment… giving them back control and peace of mind.
Restructured $330K ATO Debt and Saved Their Business
A hospitality group operating several Sydney venues had fallen $330K behind with the ATO due to deferred PAYG and Super during the pandemic. Legal threats were looming. We refinanced their commercial property, cleared the full debt, and helped them requalify for funding. They kept their staff, stabilised operations, and are now rebuilding stronger.
Completely free to explore. No strings attached.
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If You’ve Got ATO Debt and a Business to Protect, Read This Before You Do Anything Else
Dear hard working business owner,
You’ve done everything right.
You built something from the ground up. You put in the hours. You backed yourself when no one else would.
But now the ATO is hanging over your head like a dark cloud…
And no matter how hard you work, it feels like you’re treading water.
You’ve probably tried to set up a payment plan. Maybe you asked your bank for help.
But the interest keeps climbing (over 11%), and after July 1st... you can’t even claim it as a deduction anymore.
You’re stuck in survival mode, choking on repayments, falling behind, and hoping things “just sort themselves out.”
Spoiler alert… they won’t.
This is how good businesses go under.
Quietly. From cash flow pressure that never lets up.
But this is also the moment you turn it around.
I’m Sanjay, Founder of Verma Finance.
We help self-employed Aussies just like you restructure ATO debt into smarter, lower-cost loans - so they can finally breathe again, grow, and move forward.
We’ve been doing this for 25+ years and have ONLY 5-star reviews.
We work with 60+ lenders who actually get your situation.
And we've helped clients transform crushing ATO debt of $64k, $120k, even $330k into manageable, lower-cost loan structures - giving them immediate breathing room, reduced interest rates, and freedom from ATO pressure.
That’s why I’d like to personally invite you for free 15-minute "ATO Debt Escape Plan".
On this call, you’ll get:
01
Which finance options are actually available to people in your situation
02
How to reduce your 11% ATO debt interest rate to 6-7% and free up cash flow quickly.
03
What you can realistically do today - even if your credit isn’t perfect
04
Clarity and peace of mind, in one no-pressure strategy call
Stop struggling in silence. Let’s get you a way out.
To your success,
Unlock Cashflow & Breathing Room in 5 Simple Steps
The 'ATO Relief Blueprint' is our proven process designed specifically for self-employed Aussies drowning in tax debt.
We'll have you out of panic mode and back in control in a matter of weeks.
Strategy Session:
We start with a quick, pressure-free chat to understand your ATO debt, cash flow situation, credit history, and future goals. This helps us map out exactly what’s possible for your unique circumstances.
Lender & Scenario Research:
You won’t get generic advice. We search across 60+ non-bank and private lenders to find tailored finance options that actually work—even if you’ve been declined before.
Custom Finance Report:
We break down your best options in a clear, easy-to-read report. You’ll see rates, repayments, total savings, and exactly what your next steps could look like... without any pressure to commit.
We Handle Everything:
If you’re ready to move forward, we take the wheel. From paperwork to lender negotiations, we manage the full process so you can stay focused on running your business.
Debt Refinanced. Cash Flow Back. Mind Clear:
Your ATO debt is gone. Your repayments are lower. Your stress is off your shoulders. You walk away with more breathing room and a clean financial foundation, ready to move forward with confidence.
Don’t Just Take Our Word for It—See What Our Clients Say
Your ATO debt is gone. Your repayments are lower. Your stress is off your shoulders. You walk away with more breathing room and a clean financial foundation, ready to move forward with confidence.
- Sarah L.
"I had an excellent experience with Verma Finance Group! Their team was incredibly professional, knowledgeable, and efficient. The entire process was smooth, transparent, and much faster than I expected. They took the time to understand my business needs and provided a tailored solution that worked perfectly for me."
- Jit P.
"Knowledgeable professionals with years of experience in the finance field. Very helpful with good knowledge of various products offered by different banks and always think about customers’ benefit first."
- Sarah L.
"Verma Finance made the entire refinancing process so easy. They handled all the paperwork and negotiations, which saved me a lot of time and stress. Their team is knowledgeable and really cares about helping small business owners get back on track financially."
- Michael J.
"Incredibly helpful, friendly, understanding and efficient. They took the time to understand what I needed without being pushy and have given me loads of advice along the way. I couldn’t recommend VFG highly enough. Outstanding people, outstanding service!"
- Greg M.
"Professional, efficient, and supportive. Sanjay & Suveer at Verma Finance worked with me to find a solution tailored to my business needs. They explained everything clearly and took care of all the complicated stuff. I now have peace of mind and better cash flow thanks to their help."
- David P.
"The team at VFG is fantastic. They really understand the challenges of running a small business and helped me refinance my loans smoothly. Their hassle free process meant I could focus on my business while they handled the finance side. I’m very grateful."
- Emma K.
"After being rejected by my bank, I wasn’t sure what my other options were. Sanjay found lenders willing to work with me and structured a loan that suited my situation perfectly. Their expertise and persistence saved my business."
- James R.
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AS OF JULY 1ST ATO INTEREST IS NO LONGER TAX DEDUCTIBLE
Book Your Free 15 Minute ‘ATO Debt Escape Plan’ and See Exactly What Your Options Are—Before Things Get Worse
01
Which finance options are actually available to people in your situation
02
How to reduce your 11% ATO debt interest rate to 6-7% and free up cash flow quickly.
03
What you can realistically do today - even if your credit isn’t perfect
04
Clarity and peace of mind, in one no-pressure strategy call